Chevrolet Colorado LT Crew Cab 4WD Insurance Rates

The average auto insurance rates for a Chevrolet Colorado LT Crew Cab 4WD are $1,220 annually for full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $476, and liability coverage costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs $2,612 or more. Teenage drivers cost the most to insure at up to $4,410 a year.

Annual premium for full coverage: $1,220

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Colorado Trim Level

These price differences show why everyone should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Colorado LT Crew Cab 4WD also range considerably based on the model year, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $1,900 extra every year, depending on your age. Chevrolet Colorado LT Crew Cab 4WD insurance for high-risk drivers can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $520 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Colorado LT Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the rates will be varied between companies.

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Chart shows Chevrolet Colorado LT Crew Cab 4WD insurance prices for various situations. The cheapest price with discounts is $707. Drivers who use higher $1,000 deductibles will pay about $1,046. The average price for a driver around age 40 using $500 deductibles is $1,220. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,562. Drivers with multiple violations and accidents could be charged around $2,612. The rate for full coverage for a teenage driver is $4,410.

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