Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates
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U.S. average insurance rates for a Chevrolet Corvette ZR1 2-Dr Coupe are $2,474 a year for full coverage. Comprehensive insurance costs approximately $730 each year, collision costs $1,394, and liability coverage costs $240. Buying just liability costs as little as $292 a year, with insurance for high-risk drivers costing $5,360 or more. Teenage drivers pay the highest rates at $8,174 a year or more.
Annual premium for full coverage: $2,474
Price estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Corvette Trim Level
Using a 40-year-old driver as an example, Chevrolet Corvette ZR1 2-Dr Coupe insurance prices go from the low end price of $292 for liability-only coverage to a high rate of $5,360 for a policy for a high-risk driver.
These price ranges show why all drivers should compare rates using their specific location, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Chevrolet Corvette ZR1 2-Dr Coupe Insurance
Insurance prices for a Chevrolet Corvette ZR1 2-Dr Coupe are also quite variable based on the actual cash value of your Corvette, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $2,900 to $3,800 additional each year, depending on your age. Insurance for high-risk drivers can cost around 46% to 132% more than a normal policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $2,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $8,100 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Corvette ZR1 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $1,430 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $216 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and rates may be quite different.
Chart shows Chevrolet Corvette ZR1 2-Dr Coupe insurance prices for different risks and coverage choices. The cheapest price with discounts is $1,327. Drivers who use higher $1,000 deductibles will pay $1,992. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $2,474. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $3,414. Drivers with multiple violations and accidents could be charged at least $5,360. The policy rate for full coverage for a teenager is $8,174.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $2,236 | -$238 | -9.6% |
Alaska | $1,896 | -$578 | -23.4% |
Arizona | $2,054 | -$420 | -17.0% |
Arkansas | $2,474 | -$0 | 0.0% |
California | $2,820 | $346 | 14.0% |
Colorado | $2,362 | -$112 | -4.5% |
Connecticut | $2,540 | $66 | 2.7% |
Delaware | $2,800 | $326 | 13.2% |
Florida | $3,090 | $616 | 24.9% |
Georgia | $2,286 | -$188 | -7.6% |
Hawaii | $1,778 | -$696 | -28.1% |
Idaho | $1,674 | -$800 | -32.3% |
Illinois | $1,844 | -$630 | -25.5% |
Indiana | $1,864 | -$610 | -24.7% |
Iowa | $1,670 | -$804 | -32.5% |
Kansas | $2,350 | -$124 | -5.0% |
Kentucky | $3,374 | $900 | 36.4% |
Louisiana | $3,662 | $1,188 | 48.0% |
Maine | $1,524 | -$950 | -38.4% |
Maryland | $2,040 | -$434 | -17.5% |
Massachusetts | $1,976 | -$498 | -20.1% |
Michigan | $4,296 | $1,822 | 73.6% |
Minnesota | $2,070 | -$404 | -16.3% |
Mississippi | $2,964 | $490 | 19.8% |
Missouri | $2,196 | -$278 | -11.2% |
Montana | $2,658 | $184 | 7.4% |
Nebraska | $1,950 | -$524 | -21.2% |
Nevada | $2,968 | $494 | 20.0% |
New Hampshire | $1,782 | -$692 | -28.0% |
New Jersey | $2,764 | $290 | 11.7% |
New Mexico | $2,188 | -$286 | -11.6% |
New York | $2,604 | $130 | 5.3% |
North Carolina | $1,422 | -$1,052 | -42.5% |
North Dakota | $2,026 | -$448 | -18.1% |
Ohio | $1,708 | -$766 | -31.0% |
Oklahoma | $2,536 | $62 | 2.5% |
Oregon | $2,268 | -$206 | -8.3% |
Pennsylvania | $2,358 | -$116 | -4.7% |
Rhode Island | $3,300 | $826 | 33.4% |
South Carolina | $2,242 | -$232 | -9.4% |
South Dakota | $2,086 | -$388 | -15.7% |
Tennessee | $2,164 | -$310 | -12.5% |
Texas | $2,982 | $508 | 20.5% |
Utah | $1,832 | -$642 | -25.9% |
Vermont | $1,688 | -$786 | -31.8% |
Virginia | $1,484 | -$990 | -40.0% |
Washington | $1,910 | -$564 | -22.8% |
West Virginia | $2,270 | -$204 | -8.2% |
Wisconsin | $1,712 | -$762 | -30.8% |
Wyoming | $2,202 | -$272 | -11.0% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $8,174 |
20 | $5,680 |
30 | $2,658 |
40 | $2,474 |
50 | $2,242 |
60 | $2,202 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $3,414 |
$250 | $2,976 |
$500 | $2,474 |
$1,000 | $1,992 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,474 |
50/100 | $2,522 |
100/300 | $2,582 |
250/500 | $2,738 |
100 CSL | $2,546 |
300 CSL | $2,678 |
500 CSL | $2,774 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $11,916 |
20 | $9,040 |
30 | $5,568 |
40 | $5,360 |
50 | $5,096 |
60 | $5,056 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $142 |
Multi-vehicle | $124 |
Homeowner | $28 |
5-yr Accident Free | $218 |
5-yr Claim Free | $167 |
Paid in Full/EFT | $141 |
Advance Quote | $138 |
Online Quote | $189 |
Total Discounts | $1,147 |
Discounts are estimated and may not be available from every company or in every state.
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