Chevrolet Equinox LT 2WD Insurance Rates

U.S. average insurance rates for a Chevrolet Equinox LT 2WD are $1,328 a year for full coverage insurance. Comprehensive costs an estimated $298, collision insurance costs $508, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,858. Teen drivers pay the highest rates at up to $4,906 a year.

Annual premium for full coverage: $1,328

Price estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

These price ranges illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Equinox LT 2WD are also quite variable based on your driving record, the model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Equinox LT 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,100 additional each year, depending on your age. High-risk driver insurance can be around 43% to 135% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Chevrolet Equinox LT 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $769. Drivers who choose higher $1,000 deductibles will pay around $1,146. The average rate for a driver around age 40 using $500 deductibles is $1,328. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,684. High risk drivers could be charged at least $2,858. The price for full coverage insurance for a teenage driver can be as high as $4,906.

View Chart as Image