Chevrolet Equinox LT AWD Insurance Rates

Average insurance rates for a Chevrolet Equinox LT AWD are $1,374 a year for full coverage insurance. Comprehensive insurance costs on average $312 each year, collision insurance costs $540, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $2,958 or more. Teenage drivers receive the highest rates at up to $5,050 a year.

Annual premium for full coverage: $1,374

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

These differences illustrate why all drivers should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Equinox LT AWD can also vary considerably based on the actual cash value of your Equinox, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Equinox LT AWD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $570 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and rates can be significantly different.

View Chart as Image

The chart estimates Chevrolet Equinox LT AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $795. Drivers who use higher $1,000 deductibles will pay $1,182. The average price for a 40-year-old male driver using $500 deductibles is $1,374. Using lower $100 deductibles for physical damage coverage can cost as much as $1,750. Drivers with multiple violations and accidents could be charged as much as $2,958. The policy rate for full coverage for a teen driver is $5,050.

View Chart as Image