Chevrolet Equinox LTZ 2WD Insurance Rates

Average auto insurance rates for a Chevrolet Equinox LTZ 2WD are $1,466 annually with full coverage. Comprehensive costs on average $340, collision insurance costs $604, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $3,160. Teen drivers receive the highest rates at up to $5,340 a year.

Annual premium for full coverage: $1,466

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

These differences demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Equinox LTZ 2WD can also vary considerably based on the model year of your Equinox, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. Chevrolet Equinox LTZ 2WD insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Equinox LTZ 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

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The chart above shows Chevrolet Equinox LTZ 2WD insurance prices for various situations. The lowest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,880. High risk drivers could be charged as much as $3,160. The rate for full coverage insurance for a teen driver is $5,340.

View Chart as Image