Chevrolet Equinox LTZ AWD Insurance Rates

Estimated insurance rates for a Chevrolet Equinox LTZ AWD are $1,466 a year for full coverage insurance. Comprehensive costs on average $340, collision costs $604, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,160. Teenage drivers pay the most at $5,340 a year or more.

Annual premium for full coverage: $1,466

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Equinox LTZ AWD also have a wide range based on the replacement cost of your Equinox, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Chevrolet Equinox LTZ AWD insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Equinox LTZ AWD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $630 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and rates will be substantially different.

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The chart estimates Chevrolet Equinox LTZ AWD insurance prices for different risks and coverage choices. The lowest price with discounts is $841. Drivers who use higher $1,000 deductibles will pay $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,880. Drivers with multiple violations and accidents could be charged up to $3,160. The rate for full coverage insurance for a teen driver is $5,340.

View Chart as Image