Chevrolet HHR LT Insurance Rates

Estimated insurance rates for a Chevrolet HHR LT are $1,388 a year with full coverage. Comprehensive insurance costs an estimated $326, collision insurance costs $540, and liability insurance costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs $2,982 or more. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet HHR Trim Level

These rate differences demonstrate why everyone should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Chevrolet HHR LT also have a wide range based on the replacement cost of your HHR, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Chevrolet HHR LT insurance for high-risk drivers can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet HHR LT insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $580 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different.

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The chart above shows Chevrolet HHR LT insurance prices for various risks and coverage choices. The lowest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay $1,192. The average price for a driver around age 40 using $500 deductibles is $1,388. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,770. High risk drivers could be charged up to $2,982. The rate for full coverage for a teenage driver is $5,070.

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