Chevrolet Silverado 2500HD LT Crew Cab 2WD Insurance Rates

Average insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab 2WD are $1,596 a year with full coverage. Comprehensive insurance costs approximately $340, collision costs $666, and liability costs around $410. Only liability insurance costs as low as $486 a year, with high-risk insurance costing $3,460 or more. Teen drivers receive the highest rates at $5,906 a year or more.

Annual premium for full coverage: $1,596

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

These differences demonstrate why everyone should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab 2WD can also vary considerably based on your driver profile, the actual cash value of your Silverado 2500HD, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,900 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Silverado 2500HD LT Crew Cab 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $680 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,900 to $2,600 extra per year, depending on your age. Chevrolet Silverado 2500HD LT Crew Cab 2WD insurance for high-risk drivers can be from 44% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Chevrolet Silverado 2500HD LT Crew Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $912. Drivers who choose higher $1,000 deductibles will pay around $1,368. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,596. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,042. High risk drivers could be charged as much as $3,460. The rate for full coverage for a teenager can be as high as $5,906.

View Chart as Image