Chevrolet Silverado 2500HD LT Crew Cab 4WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab 4WD are $1,466 a year for full coverage insurance. Comprehensive costs around $340 each year, collision insurance costs $604, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $3,160. Teen drivers pay the most at up to $5,340 a year.

Annual premium for full coverage: $1,466

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why all drivers should compare prices for a specific zip code, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab 4WD also have a wide range based on the actual cash value of your Silverado 2500HD, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Silverado 2500HD LT Crew Cab 4WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $630 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

The chart estimates Chevrolet Silverado 2500HD LT Crew Cab 4WD insurance prices for various risks and coverage choices. The best price after discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,250. The average price for a driver age 40 with no violations using $500 deductibles is $1,466. Using lower $100 deductibles for physical damage coverage could cost up to $1,880. High risk drivers could be charged up to $3,160. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $5,340.

View Chart as Image