Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates
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Estimated insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD are $1,688 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $730, and liability insurance costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing $3,662 or more. Teenage drivers pay the most at $6,194 a year or more.
Annual premium for full coverage: $1,688
Premium estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level
For an average driver, insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD go from as low as $486 for just liability insurance to the much higher price of $3,662 for a driver required to buy high-risk insurance.
These rate differences illustrate why everyone should compare rates for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates
Insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.
A more mature driver with a clean driving record and high deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay as much as $6,100 a year. View Rates by Age
Where you choose to live makes a big difference in Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $740 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $2,000 to $2,700 extra annually, depending on your age. Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance for high-risk drivers can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates
With such a large range of rates, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.
The chart estimates Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $957. Drivers who use higher $1,000 deductibles will pay around $1,440. The average rate for a driver age 40 with no violations using $500 deductibles is $1,688. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,174. Drivers with multiple violations and accidents could be charged up to $3,662. The rate for full coverage for a 16-year-old driver is $6,194.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,526 | -$162 | -9.6% |
Alaska | $1,294 | -$394 | -23.3% |
Arizona | $1,402 | -$286 | -16.9% |
Arkansas | $1,688 | -$0 | 0.0% |
California | $1,924 | $236 | 14.0% |
Colorado | $1,610 | -$78 | -4.6% |
Connecticut | $1,734 | $46 | 2.7% |
Delaware | $1,910 | $222 | 13.2% |
Florida | $2,112 | $424 | 25.1% |
Georgia | $1,560 | -$128 | -7.6% |
Hawaii | $1,210 | -$478 | -28.3% |
Idaho | $1,144 | -$544 | -32.2% |
Illinois | $1,256 | -$432 | -25.6% |
Indiana | $1,274 | -$414 | -24.5% |
Iowa | $1,138 | -$550 | -32.6% |
Kansas | $1,602 | -$86 | -5.1% |
Kentucky | $2,302 | $614 | 36.4% |
Louisiana | $2,500 | $812 | 48.1% |
Maine | $1,044 | -$644 | -38.2% |
Maryland | $1,392 | -$296 | -17.5% |
Massachusetts | $1,348 | -$340 | -20.1% |
Michigan | $2,932 | $1,244 | 73.7% |
Minnesota | $1,412 | -$276 | -16.4% |
Mississippi | $2,024 | $336 | 19.9% |
Missouri | $1,496 | -$192 | -11.4% |
Montana | $1,814 | $126 | 7.5% |
Nebraska | $1,330 | -$358 | -21.2% |
Nevada | $2,026 | $338 | 20.0% |
New Hampshire | $1,218 | -$470 | -27.8% |
New Jersey | $1,890 | $202 | 12.0% |
New Mexico | $1,494 | -$194 | -11.5% |
New York | $1,778 | $90 | 5.3% |
North Carolina | $972 | -$716 | -42.4% |
North Dakota | $1,384 | -$304 | -18.0% |
Ohio | $1,166 | -$522 | -30.9% |
Oklahoma | $1,732 | $44 | 2.6% |
Oregon | $1,546 | -$142 | -8.4% |
Pennsylvania | $1,610 | -$78 | -4.6% |
Rhode Island | $2,254 | $566 | 33.5% |
South Carolina | $1,530 | -$158 | -9.4% |
South Dakota | $1,424 | -$264 | -15.6% |
Tennessee | $1,476 | -$212 | -12.6% |
Texas | $2,032 | $344 | 20.4% |
Utah | $1,248 | -$440 | -26.1% |
Vermont | $1,154 | -$534 | -31.6% |
Virginia | $1,010 | -$678 | -40.2% |
Washington | $1,304 | -$384 | -22.7% |
West Virginia | $1,548 | -$140 | -8.3% |
Wisconsin | $1,168 | -$520 | -30.8% |
Wyoming | $1,504 | -$184 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,194 |
20 | $3,920 |
30 | $1,770 |
40 | $1,688 |
50 | $1,540 |
60 | $1,512 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,174 |
$250 | $1,948 |
$500 | $1,688 |
$1,000 | $1,440 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,688 |
50/100 | $1,770 |
100/300 | $1,873 |
250/500 | $2,139 |
100 CSL | $1,811 |
300 CSL | $2,037 |
500 CSL | $2,201 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,868 |
20 | $6,230 |
30 | $3,756 |
40 | $3,662 |
50 | $3,492 |
60 | $3,462 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $90 |
Multi-vehicle | $88 |
Homeowner | $23 |
5-yr Accident Free | $131 |
5-yr Claim Free | $110 |
Paid in Full/EFT | $82 |
Advance Quote | $86 |
Online Quote | $121 |
Total Discounts | $731 |
Discounts are estimated and may not be available from every company or in every state.
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