Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD Insurance Rates

U.S. average insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD are $1,556 a year including full coverage. Comprehensive insurance costs on average $368 each year, collision costs $666, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,360 or more. Teenage drivers pay the highest rates at $5,628 a year or more.

Annual premium for full coverage: $1,556

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

These price ranges highlight why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD are also quite variable based on the actual cash value of your Silverado 2500HD, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,800 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,600 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, and rates may be quite different.

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The chart above shows average Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $886. Drivers who use higher $1,000 deductibles will pay $1,322. The average price for a 40-year-old male driver using $500 deductibles is $1,556. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,012. Drivers with multiple violations and accidents could be charged at least $3,360. The policy rate for full coverage for a teen driver is $5,628.

View Chart as Image