Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates
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U.S. average insurance rates for a Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD are $1,688 a year including full coverage. Comprehensive insurance costs on average $368 a year, collision insurance costs $730, and liability insurance costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs $3,662 or more. Teen drivers pay the highest rates at up to $6,194 a year.
Annual premium for full coverage: $1,688
Price estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level
For a driver in their 40's, Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance prices range from as low as $486 for minimum levels of liability insurance to a high of $3,662 for a driver who has had serious violations or accidents.
These price ranges highlight why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates
Car insurance rates for a Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD are also quite variable based on your driving record, the replacement cost of your Silverado 2500HD, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles could pay as little as $1,600 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged upwards of $6,100 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $740 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,000 to $2,700 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates
Since rates can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.
The chart above shows average Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $957. Drivers who choose higher $1,000 deductibles will pay around $1,440. The average rate for a 40-year-old male driver using $500 deductibles is $1,688. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,174. High risk drivers could be charged at least $3,662. The cost for full coverage for a teen driver is $6,194.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,526 | -$162 | -9.6% |
Alaska | $1,294 | -$394 | -23.3% |
Arizona | $1,402 | -$286 | -16.9% |
Arkansas | $1,688 | -$0 | 0.0% |
California | $1,924 | $236 | 14.0% |
Colorado | $1,610 | -$78 | -4.6% |
Connecticut | $1,734 | $46 | 2.7% |
Delaware | $1,910 | $222 | 13.2% |
Florida | $2,112 | $424 | 25.1% |
Georgia | $1,560 | -$128 | -7.6% |
Hawaii | $1,210 | -$478 | -28.3% |
Idaho | $1,144 | -$544 | -32.2% |
Illinois | $1,256 | -$432 | -25.6% |
Indiana | $1,274 | -$414 | -24.5% |
Iowa | $1,138 | -$550 | -32.6% |
Kansas | $1,602 | -$86 | -5.1% |
Kentucky | $2,302 | $614 | 36.4% |
Louisiana | $2,500 | $812 | 48.1% |
Maine | $1,044 | -$644 | -38.2% |
Maryland | $1,392 | -$296 | -17.5% |
Massachusetts | $1,348 | -$340 | -20.1% |
Michigan | $2,932 | $1,244 | 73.7% |
Minnesota | $1,412 | -$276 | -16.4% |
Mississippi | $2,024 | $336 | 19.9% |
Missouri | $1,496 | -$192 | -11.4% |
Montana | $1,814 | $126 | 7.5% |
Nebraska | $1,330 | -$358 | -21.2% |
Nevada | $2,026 | $338 | 20.0% |
New Hampshire | $1,218 | -$470 | -27.8% |
New Jersey | $1,890 | $202 | 12.0% |
New Mexico | $1,494 | -$194 | -11.5% |
New York | $1,778 | $90 | 5.3% |
North Carolina | $972 | -$716 | -42.4% |
North Dakota | $1,384 | -$304 | -18.0% |
Ohio | $1,166 | -$522 | -30.9% |
Oklahoma | $1,732 | $44 | 2.6% |
Oregon | $1,546 | -$142 | -8.4% |
Pennsylvania | $1,610 | -$78 | -4.6% |
Rhode Island | $2,254 | $566 | 33.5% |
South Carolina | $1,530 | -$158 | -9.4% |
South Dakota | $1,424 | -$264 | -15.6% |
Tennessee | $1,476 | -$212 | -12.6% |
Texas | $2,032 | $344 | 20.4% |
Utah | $1,248 | -$440 | -26.1% |
Vermont | $1,154 | -$534 | -31.6% |
Virginia | $1,010 | -$678 | -40.2% |
Washington | $1,304 | -$384 | -22.7% |
West Virginia | $1,548 | -$140 | -8.3% |
Wisconsin | $1,168 | -$520 | -30.8% |
Wyoming | $1,504 | -$184 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,194 |
20 | $3,920 |
30 | $1,770 |
40 | $1,688 |
50 | $1,540 |
60 | $1,512 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,174 |
$250 | $1,948 |
$500 | $1,688 |
$1,000 | $1,440 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,688 |
50/100 | $1,770 |
100/300 | $1,873 |
250/500 | $2,139 |
100 CSL | $1,811 |
300 CSL | $2,037 |
500 CSL | $2,201 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,868 |
20 | $6,230 |
30 | $3,756 |
40 | $3,662 |
50 | $3,492 |
60 | $3,462 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $90 |
Multi-vehicle | $88 |
Homeowner | $23 |
5-yr Accident Free | $131 |
5-yr Claim Free | $110 |
Paid in Full/EFT | $82 |
Advance Quote | $86 |
Online Quote | $121 |
Total Discounts | $731 |
Discounts are estimated and may not be available from every company or in every state.
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