Chevrolet Silverado 2500HD LTZ Crew Cab 2WD Insurance Rates

Average insurance prices for a Chevrolet Silverado 2500HD LTZ Crew Cab 2WD are $1,688 every 12 months including full coverage. Comprehensive costs approximately $368 a year, collision insurance costs $730, and liability coverage costs around $410. Only liability insurance costs as low as $486 a year, and high-risk insurance costs around $3,662. Teenage drivers receive the highest rates at up to $6,194 a year.

Annual premium for full coverage: $1,688

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

These differences highlight why it is important for drivers to compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab 2WD can also vary considerably based on policy deductibles and limits, your driving characteristics, and the replacement cost of your Silverado 2500HD.

Using high physical damage deductibles could cut rates by as much as $740 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,600 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $2,000 to $2,700 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Chevrolet Silverado 2500HD LTZ Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

The chart above shows average Chevrolet Silverado 2500HD LTZ Crew Cab 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $957. Drivers who use higher $1,000 deductibles will pay $1,440. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,688. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,174. Drivers with multiple violations and accidents could be charged as much as $3,662. The cost for full coverage insurance for a teenager can be as high as $6,194.

View Chart as Image