Chevrolet Silverado 2500HD LTZ Crew Cab 4WD Insurance Rates
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Estimated insurance prices for a Chevrolet Silverado 2500HD LTZ Crew Cab 4WD are $1,510 every 12 months including full coverage. Comprehensive insurance costs an estimated $354 each year, collision costs $634, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $3,260 or more. Teenage drivers pay the most at $5,482 a year or more.
Annual premium for full coverage: $1,510
Premium estimates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level
For an average driver, insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab 4WD go from the cheapest price of $430 for just the minimum liability insurance to a high rate of $3,260 for a driver required to buy high-risk insurance.
These rate differences highlight why all drivers should compare rates for a targeted area and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet Silverado 2500HD LTZ Crew Cab 4WD Insurance
Auto insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.
Using high physical damage deductibles could save up to $660 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying $1,800 to $2,400 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Chevrolet Silverado 2500HD LTZ Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With such a large range of rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be substantially different.
The chart above shows average Chevrolet Silverado 2500HD LTZ Crew Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average rate for a driver around age 40 using $500 deductibles is $1,510. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,948. Drivers with multiple violations and accidents could be charged up to $3,260. The policy rate for full coverage for a teenage driver is $5,482.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,366 | -$144 | -9.5% |
Alaska | $1,158 | -$352 | -23.3% |
Arizona | $1,254 | -$256 | -17.0% |
Arkansas | $1,510 | -$0 | 0.0% |
California | $1,722 | $212 | 14.0% |
Colorado | $1,444 | -$66 | -4.4% |
Connecticut | $1,554 | $44 | 2.9% |
Delaware | $1,710 | $200 | 13.2% |
Florida | $1,890 | $380 | 25.2% |
Georgia | $1,396 | -$114 | -7.5% |
Hawaii | $1,086 | -$424 | -28.1% |
Idaho | $1,022 | -$488 | -32.3% |
Illinois | $1,126 | -$384 | -25.4% |
Indiana | $1,138 | -$372 | -24.6% |
Iowa | $1,020 | -$490 | -32.5% |
Kansas | $1,436 | -$74 | -4.9% |
Kentucky | $2,062 | $552 | 36.6% |
Louisiana | $2,236 | $726 | 48.1% |
Maine | $932 | -$578 | -38.3% |
Maryland | $1,246 | -$264 | -17.5% |
Massachusetts | $1,210 | -$300 | -19.9% |
Michigan | $2,626 | $1,116 | 73.9% |
Minnesota | $1,264 | -$246 | -16.3% |
Mississippi | $1,810 | $300 | 19.9% |
Missouri | $1,340 | -$170 | -11.3% |
Montana | $1,622 | $112 | 7.4% |
Nebraska | $1,192 | -$318 | -21.1% |
Nevada | $1,812 | $302 | 20.0% |
New Hampshire | $1,090 | -$420 | -27.8% |
New Jersey | $1,690 | $180 | 11.9% |
New Mexico | $1,338 | -$172 | -11.4% |
New York | $1,592 | $82 | 5.4% |
North Carolina | $872 | -$638 | -42.3% |
North Dakota | $1,238 | -$272 | -18.0% |
Ohio | $1,042 | -$468 | -31.0% |
Oklahoma | $1,554 | $44 | 2.9% |
Oregon | $1,384 | -$126 | -8.3% |
Pennsylvania | $1,442 | -$68 | -4.5% |
Rhode Island | $2,014 | $504 | 33.4% |
South Carolina | $1,368 | -$142 | -9.4% |
South Dakota | $1,276 | -$234 | -15.5% |
Tennessee | $1,324 | -$186 | -12.3% |
Texas | $1,820 | $310 | 20.5% |
Utah | $1,120 | -$390 | -25.8% |
Vermont | $1,034 | -$476 | -31.5% |
Virginia | $904 | -$606 | -40.1% |
Washington | $1,168 | -$342 | -22.6% |
West Virginia | $1,384 | -$126 | -8.3% |
Wisconsin | $1,048 | -$462 | -30.6% |
Wyoming | $1,348 | -$162 | -10.7% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,482 |
20 | $3,478 |
30 | $1,586 |
40 | $1,510 |
50 | $1,376 |
60 | $1,350 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,948 |
$250 | $1,746 |
$500 | $1,510 |
$1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,510 |
50/100 | $1,583 |
100/300 | $1,674 |
250/500 | $1,910 |
100 CSL | $1,619 |
300 CSL | $1,819 |
500 CSL | $1,965 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,846 |
20 | $5,524 |
30 | $3,344 |
40 | $3,260 |
50 | $3,110 |
60 | $3,080 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $81 |
Multi-vehicle | $77 |
Homeowner | $21 |
5-yr Accident Free | $115 |
5-yr Claim Free | $98 |
Paid in Full/EFT | $72 |
Advance Quote | $76 |
Online Quote | $108 |
Total Discounts | $648 |
Discounts are estimated and may not be available from every company or in every state.
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