Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD Insurance Rates
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Estimated insurance prices for a Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD are $1,602 every 12 months for full coverage. Comprehensive costs around $382, collision costs $698, and liability coverage costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $3,460. Teenage drivers pay the most at $5,774 a year or more.
Annual premium for full coverage: $1,602
Premium estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level
Using a middle-aged driver as an example, insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD go from the cheapest price of $430 for basic liability insurance to a much higher rate of $3,460 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities.
The price range example below illustrates how where you live affects auto insurance rates.
These rate differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD Insurance Rates
Insurance prices for a Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the actual cash value of your Silverado 2500HD.
Using high physical damage deductibles could cut rates by as much as $730 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,900 to $2,500 additional annually, depending on your age. High-risk driver insurance can be around 43% to 133% more than a normal policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
With such a large range of rates, the only way to know your exact price is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be substantially different.
Chart shows Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $907. Drivers who use higher $1,000 deductibles will pay $1,356. The average rate for a driver age 40 with no violations using $500 deductibles is $1,602. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,080. Drivers with multiple violations and accidents could be charged up to $3,460. The price for full coverage insurance for a 16-year-old driver can be as high as $5,774.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,448 | -$154 | -9.6% |
| Alaska | $1,228 | -$374 | -23.3% |
| Arizona | $1,332 | -$270 | -16.9% |
| Arkansas | $1,602 | -$0 | 0.0% |
| California | $1,826 | $224 | 14.0% |
| Colorado | $1,530 | -$72 | -4.5% |
| Connecticut | $1,648 | $46 | 2.9% |
| Delaware | $1,814 | $212 | 13.2% |
| Florida | $2,004 | $402 | 25.1% |
| Georgia | $1,480 | -$122 | -7.6% |
| Hawaii | $1,152 | -$450 | -28.1% |
| Idaho | $1,082 | -$520 | -32.5% |
| Illinois | $1,192 | -$410 | -25.6% |
| Indiana | $1,206 | -$396 | -24.7% |
| Iowa | $1,082 | -$520 | -32.5% |
| Kansas | $1,522 | -$80 | -5.0% |
| Kentucky | $2,186 | $584 | 36.5% |
| Louisiana | $2,372 | $770 | 48.1% |
| Maine | $988 | -$614 | -38.3% |
| Maryland | $1,322 | -$280 | -17.5% |
| Massachusetts | $1,282 | -$320 | -20.0% |
| Michigan | $2,784 | $1,182 | 73.8% |
| Minnesota | $1,340 | -$262 | -16.4% |
| Mississippi | $1,920 | $318 | 19.9% |
| Missouri | $1,422 | -$180 | -11.2% |
| Montana | $1,720 | $118 | 7.4% |
| Nebraska | $1,264 | -$338 | -21.1% |
| Nevada | $1,922 | $320 | 20.0% |
| New Hampshire | $1,156 | -$446 | -27.8% |
| New Jersey | $1,792 | $190 | 11.9% |
| New Mexico | $1,418 | -$184 | -11.5% |
| New York | $1,686 | $84 | 5.2% |
| North Carolina | $924 | -$678 | -42.3% |
| North Dakota | $1,312 | -$290 | -18.1% |
| Ohio | $1,106 | -$496 | -31.0% |
| Oklahoma | $1,646 | $44 | 2.7% |
| Oregon | $1,468 | -$134 | -8.4% |
| Pennsylvania | $1,528 | -$74 | -4.6% |
| Rhode Island | $2,136 | $534 | 33.3% |
| South Carolina | $1,452 | -$150 | -9.4% |
| South Dakota | $1,352 | -$250 | -15.6% |
| Tennessee | $1,402 | -$200 | -12.5% |
| Texas | $1,930 | $328 | 20.5% |
| Utah | $1,186 | -$416 | -26.0% |
| Vermont | $1,098 | -$504 | -31.5% |
| Virginia | $960 | -$642 | -40.1% |
| Washington | $1,238 | -$364 | -22.7% |
| West Virginia | $1,468 | -$134 | -8.4% |
| Wisconsin | $1,110 | -$492 | -30.7% |
| Wyoming | $1,428 | -$174 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,690 |
| 30 | $1,684 |
| 40 | $1,602 |
| 50 | $1,460 |
| 60 | $1,432 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,080 |
| $250 | $1,858 |
| $500 | $1,602 |
| $1,000 | $1,356 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,602 |
| 50/100 | $1,675 |
| 100/300 | $1,766 |
| 250/500 | $2,002 |
| 100 CSL | $1,711 |
| 300 CSL | $1,911 |
| 500 CSL | $2,057 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,274 |
| 20 | $5,866 |
| 30 | $3,554 |
| 40 | $3,460 |
| 50 | $3,300 |
| 60 | $3,270 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $78 |
| Advance Quote | $82 |
| Online Quote | $116 |
| Total Discounts | $695 |
Discounts are estimated and may not be available from every company or in every state.
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