Chevrolet Silverado 3500HD LT Crew Cab 4WD Insurance Rates

U.S. average insurance prices for a Chevrolet Silverado 3500HD LT Crew Cab 4WD are $1,702 every 12 months with full coverage. Comprehensive costs an estimated $382, collision costs $666, and liability coverage costs around $454. Liability-only insurance costs as low as $538 a year, with high-risk driver insurance costing around $3,662. Teen drivers pay the highest rates at $6,266 a year or more.

Annual premium for full coverage: $1,702

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 3500HD Trim Level

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas.

The example below illustrates how your location can change insurance prices.

These price ranges demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Chevrolet Silverado 3500HD LT Crew Cab 4WD are also quite variable based on deductibles and policy limits, your driving record, and the model year.

Choosing high deductibles could cut rates by as much as $700 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,600 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers will be charged at least $6,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $2,000 to $2,700 extra each year, depending on your age. Chevrolet Silverado 3500HD LT Crew Cab 4WD insurance for high-risk drivers can be around 43% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Silverado 3500HD LT Crew Cab 4WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes may be quite different.

View Chart as Image

The chart above shows Chevrolet Silverado 3500HD LT Crew Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $985. Drivers who choose higher $1,000 deductibles will pay $1,464. The average rate for a driver around age 40 using $500 deductibles is $1,702. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,164. High risk drivers could be charged at least $3,662. The rate for full coverage insurance for a teenage driver can be as high as $6,266.

View Chart as Image