Chevrolet Silverado 3500HD LT Extended Cab 4WD Insurance Rates

Average insurance rates for a Chevrolet Silverado 3500HD LT Extended Cab 4WD are $1,702 a year with full coverage. Comprehensive costs approximately $382 a year, collision costs $666, and liability costs around $454. Buying just liability costs as low as $538 a year, with insurance for high-risk drivers costing around $3,662. Teen drivers receive the highest rates at $6,266 a year or more.

Annual premium for full coverage: $1,702

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 3500HD Trim Level

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These differences demonstrate why it is important for drivers to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado 3500HD LT Extended Cab 4WD can also vary considerably based on the model year of your Silverado 3500HD, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,600 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,200 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Silverado 3500HD LT Extended Cab 4WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $700 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

The chart above shows Chevrolet Silverado 3500HD LT Extended Cab 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $985. Drivers who choose higher $1,000 deductibles will pay $1,464. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,702. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,164. High risk drivers could be charged as much as $3,662. The cost for full coverage insurance for a teenager can be as high as $6,266.

View Chart as Image