Chevrolet Silverado 3500HD LTZ Crew Cab 2WD Insurance Rates

Average insurance rates for a Chevrolet Silverado 3500HD LTZ Crew Cab 2WD are $1,566 a year including full coverage. Comprehensive costs an estimated $410 a year, collision insurance costs $634, and liability costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs around $3,350. Teen drivers receive the highest rates at up to $5,568 a year.

Annual premium for full coverage: $1,566

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 3500HD Trim Level

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

These differences highlight why it is important for drivers to compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Silverado 3500HD LTZ Crew Cab 2WD can also vary considerably based on the model year of your Silverado 3500HD, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Silverado 3500HD LTZ Crew Cab 2WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $700 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart above shows average Chevrolet Silverado 3500HD LTZ Crew Cab 2WD insurance prices for various risks and coverage choices. The cheapest discount price is $902. Drivers who choose higher $1,000 deductibles will pay $1,330. The average price for a driver around age 40 using $500 deductibles is $1,566. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,024. High risk drivers could be charged as much as $3,350. The cost for full coverage insurance for a teenage driver can be as high as $5,568.

View Chart as Image