Chevrolet Silverado LS Crew Cab 2WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LS Crew Cab 2WD are $1,488 a year for full coverage insurance. Comprehensive insurance costs around $326 a year, collision insurance costs $572, and liability coverage costs around $410. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $3,206 or more. Teenage drivers cost the most to insure at up to $5,514 a year.

Annual premium for full coverage: $1,488

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These price differences illustrate why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Chevrolet Silverado LS Crew Cab 2WD also range considerably based on your risk profile, the model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,500 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Silverado LS Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart estimates Chevrolet Silverado LS Crew Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $863. Drivers who use higher $1,000 deductibles will pay around $1,284. The average rate for a driver age 40 with no violations using $500 deductibles is $1,488. Choosing low $100 deductibles for physical damage coverage could cost up to $1,884. Drivers with multiple violations and accidents could be charged around $3,206. The cost for full coverage for a 16-year-old driver can be as high as $5,514.

View Chart as Image