Chevrolet Silverado LS Regular Cab 4WD Insurance Rates

Estimated insurance prices for a Chevrolet Silverado LS Regular Cab 4WD are $1,238 every 12 months with full coverage. Comprehensive insurance costs an estimated $270 a year, collision costs $446, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $2,656 or more. Teenage drivers pay the most at $4,616 a year or more.

Annual premium for full coverage: $1,238

Premium estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These rate differences demonstrate why it is important for drivers to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado LS Regular Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year.

Using high physical damage deductibles could cut rates by as much as $480 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,500 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Silverado LS Regular Cab 4WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different.

View Chart as Image

The chart above shows Chevrolet Silverado LS Regular Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $726. Drivers who use higher $1,000 deductibles will pay $1,076. The average rate for a driver around age 40 using $500 deductibles is $1,238. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,552. Drivers with multiple violations and accidents could be charged up to $2,656. The cost for full coverage for a teenage driver can be as high as $4,616.

View Chart as Image