Chevrolet Silverado LT Crew Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LT Crew Cab 2WD are $1,488 a year for full coverage insurance. Comprehensive costs around $326 a year, collision costs $572, and liability insurance costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing around $3,206. Teenage drivers pay the most at $5,514 a year or more.

Annual premium for full coverage: $1,488

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

These rate differences illustrate why it is important for drivers to compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Silverado LT Crew Cab 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,500 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Silverado LT Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $600 each year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

View Chart as Image

The chart estimates Chevrolet Silverado LT Crew Cab 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $863. Drivers who use higher $1,000 deductibles will pay around $1,284. The average rate for a driver age 40 with no violations using $500 deductibles is $1,488. Choosing low $100 deductibles for physical damage coverage could cost up to $1,884. Drivers with multiple violations and accidents could be charged up to $3,206. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,514.

View Chart as Image