Chevrolet Silverado LT Regular Cab Insurance Rates

The average insurance prices for a Chevrolet Silverado LT Regular Cab are $1,396 every 12 months including full coverage. Comprehensive insurance costs an estimated $298 a year, collision insurance costs $508, and liability coverage costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs $3,004 or more. Teenage drivers cost the most to insure at up to $5,226 a year.

Annual premium for full coverage: $1,396

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These price differences highlight why it is important for drivers to compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado LT Regular Cab also range considerably based on liability limits and deductibles, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $540 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $369 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Silverado LT Regular Cab insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

The chart above shows average Chevrolet Silverado LT Regular Cab insurance rates for various coverage choices and risks. The cheapest rate with discounts is $818. Drivers who use higher $1,000 deductibles will pay $1,214. The average rate for a driver around age 40 using $500 deductibles is $1,396. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,752. Drivers with multiple violations and accidents could be charged around $3,004. The cost for full coverage for a teenage driver is $5,226.

View Chart as Image