Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates
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The average auto insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD are $1,466 annually including full coverage. Comprehensive insurance costs around $340, collision insurance costs $604, and liability costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,160 or more. Teen drivers cost the most to insure at up to $5,340 a year.
Annual premium for full coverage: $1,466
Policy rates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado Trim Level
For the normal driver, Chevrolet Silverado LTZ Extended Cab 4WD insurance rates range from as cheap as $430 for the bare minimum liability coverage to a much higher rate of $3,160 for a driver who requires high-risk insurance.
These price differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet Silverado LTZ Extended Cab 4WD Insurance
Insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $630 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Chevrolet Silverado LTZ Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Because prices have so much variability, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, so the rates will be varied between companies.
The chart above shows average Chevrolet Silverado LTZ Extended Cab 4WD insurance prices for various situations. The cheapest discount price is $841. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a driver age 40 with no violations using $500 deductibles is $1,466. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,880. High risk drivers could be charged around $3,160. The price for full coverage for a 16-year-old driver is $5,340.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,326 | -$140 | -9.5% |
Alaska | $1,124 | -$342 | -23.3% |
Arizona | $1,216 | -$250 | -17.1% |
Arkansas | $1,466 | -$0 | 0.0% |
California | $1,670 | $204 | 13.9% |
Colorado | $1,402 | -$64 | -4.4% |
Connecticut | $1,508 | $42 | 2.9% |
Delaware | $1,660 | $194 | 13.2% |
Florida | $1,834 | $368 | 25.1% |
Georgia | $1,354 | -$112 | -7.6% |
Hawaii | $1,054 | -$412 | -28.1% |
Idaho | $990 | -$476 | -32.5% |
Illinois | $1,092 | -$374 | -25.5% |
Indiana | $1,102 | -$364 | -24.8% |
Iowa | $990 | -$476 | -32.5% |
Kansas | $1,394 | -$72 | -4.9% |
Kentucky | $1,998 | $532 | 36.3% |
Louisiana | $2,170 | $704 | 48.0% |
Maine | $904 | -$562 | -38.3% |
Maryland | $1,208 | -$258 | -17.6% |
Massachusetts | $1,172 | -$294 | -20.1% |
Michigan | $2,548 | $1,082 | 73.8% |
Minnesota | $1,226 | -$240 | -16.4% |
Mississippi | $1,756 | $290 | 19.8% |
Missouri | $1,300 | -$166 | -11.3% |
Montana | $1,574 | $108 | 7.4% |
Nebraska | $1,156 | -$310 | -21.1% |
Nevada | $1,758 | $292 | 19.9% |
New Hampshire | $1,056 | -$410 | -28.0% |
New Jersey | $1,638 | $172 | 11.7% |
New Mexico | $1,298 | -$168 | -11.5% |
New York | $1,544 | $78 | 5.3% |
North Carolina | $846 | -$620 | -42.3% |
North Dakota | $1,200 | -$266 | -18.1% |
Ohio | $1,010 | -$456 | -31.1% |
Oklahoma | $1,506 | $40 | 2.7% |
Oregon | $1,342 | -$124 | -8.5% |
Pennsylvania | $1,398 | -$68 | -4.6% |
Rhode Island | $1,954 | $488 | 33.3% |
South Carolina | $1,328 | -$138 | -9.4% |
South Dakota | $1,236 | -$230 | -15.7% |
Tennessee | $1,284 | -$182 | -12.4% |
Texas | $1,766 | $300 | 20.5% |
Utah | $1,086 | -$380 | -25.9% |
Vermont | $1,002 | -$464 | -31.7% |
Virginia | $878 | -$588 | -40.1% |
Washington | $1,132 | -$334 | -22.8% |
West Virginia | $1,344 | -$122 | -8.3% |
Wisconsin | $1,016 | -$450 | -30.7% |
Wyoming | $1,308 | -$158 | -10.8% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,340 |
20 | $3,372 |
30 | $1,536 |
40 | $1,466 |
50 | $1,336 |
60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,880 |
$250 | $1,688 |
$500 | $1,466 |
$1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,466 |
50/100 | $1,539 |
100/300 | $1,630 |
250/500 | $1,866 |
100 CSL | $1,575 |
300 CSL | $1,775 |
500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,634 |
20 | $5,354 |
30 | $3,240 |
40 | $3,160 |
50 | $3,014 |
60 | $2,984 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $78 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $111 |
5-yr Claim Free | $94 |
Paid in Full/EFT | $69 |
Advance Quote | $73 |
Online Quote | $105 |
Total Discounts | $625 |
Discounts are estimated and may not be available from every company or in every state.
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