Chevrolet Sonic LT Sedan Insurance Rates

Estimated insurance rates for a Chevrolet Sonic LT Sedan are $1,392 a year with full coverage. Comprehensive costs approximately $298, collision insurance costs $572, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,014. Teen drivers pay the most at up to $5,152 a year.

Annual premium for full coverage: $1,392

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Sonic Trim Level

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location helps determine auto insurance prices.

These rate differences demonstrate why everyone should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Sonic LT Sedan also have a wide range based on your driving characteristics, the actual cash value of your Sonic, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic LT Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $590 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Chevrolet Sonic LT Sedan insurance for high-risk drivers can cost around 45% to 136% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out which company is cheapest is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows Chevrolet Sonic LT Sedan insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $796. Drivers who choose higher $1,000 deductibles will pay around $1,196. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,392. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,778. High risk drivers could be charged up to $3,014. The rate for full coverage insurance for a teenager is $5,152.

View Chart as Image