Chevrolet Sonic LTZ Hatchback Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Estimated insurance rates for a Chevrolet Sonic LTZ Hatchback are $1,482 a year for full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $634, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing $3,214 or more. Teen drivers pay the most at $5,440 a year or more.
Annual premium for full coverage: $1,482
Premium estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Sonic Trim Level
For a driver around age 40, insurance rates for a Chevrolet Sonic LTZ Hatchback go from the low end price of $430 for minimum levels of liability insurance to a high rate of $3,214 for a high-risk insurance policy.
These rate differences show why all drivers should compare rates using their specific location, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Chevrolet Sonic LTZ Hatchback Insurance
Car insurance rates for a Chevrolet Sonic LTZ Hatchback also have a wide range based on the actual cash value of your Sonic, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $1,800 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 136% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age
Where you choose to live makes a big difference in Chevrolet Sonic LTZ Hatchback insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $650 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know which insurance company is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes will be substantially different.
Chart shows Chevrolet Sonic LTZ Hatchback insurance prices for different risks and coverage choices. The cheapest discount price is $843. Drivers who choose higher $1,000 deductibles will pay $1,266. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,482. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,910. High risk drivers could be charged up to $3,214. The policy rate for full coverage for a teenager is $5,440.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,342 | -$140 | -9.4% |
| Alaska | $1,136 | -$346 | -23.3% |
| Arizona | $1,230 | -$252 | -17.0% |
| Arkansas | $1,482 | -$0 | 0.0% |
| California | $1,690 | $208 | 14.0% |
| Colorado | $1,418 | -$64 | -4.3% |
| Connecticut | $1,526 | $44 | 3.0% |
| Delaware | $1,680 | $198 | 13.4% |
| Florida | $1,856 | $374 | 25.2% |
| Georgia | $1,370 | -$112 | -7.6% |
| Hawaii | $1,066 | -$416 | -28.1% |
| Idaho | $1,004 | -$478 | -32.3% |
| Illinois | $1,106 | -$376 | -25.4% |
| Indiana | $1,116 | -$366 | -24.7% |
| Iowa | $1,000 | -$482 | -32.5% |
| Kansas | $1,410 | -$72 | -4.9% |
| Kentucky | $2,024 | $542 | 36.6% |
| Louisiana | $2,196 | $714 | 48.2% |
| Maine | $916 | -$566 | -38.2% |
| Maryland | $1,224 | -$258 | -17.4% |
| Massachusetts | $1,186 | -$296 | -20.0% |
| Michigan | $2,578 | $1,096 | 74.0% |
| Minnesota | $1,242 | -$240 | -16.2% |
| Mississippi | $1,778 | $296 | 20.0% |
| Missouri | $1,316 | -$166 | -11.2% |
| Montana | $1,592 | $110 | 7.4% |
| Nebraska | $1,170 | -$312 | -21.1% |
| Nevada | $1,780 | $298 | 20.1% |
| New Hampshire | $1,070 | -$412 | -27.8% |
| New Jersey | $1,658 | $176 | 11.9% |
| New Mexico | $1,314 | -$168 | -11.3% |
| New York | $1,562 | $80 | 5.4% |
| North Carolina | $856 | -$626 | -42.2% |
| North Dakota | $1,216 | -$266 | -17.9% |
| Ohio | $1,024 | -$458 | -30.9% |
| Oklahoma | $1,526 | $44 | 3.0% |
| Oregon | $1,360 | -$122 | -8.2% |
| Pennsylvania | $1,416 | -$66 | -4.5% |
| Rhode Island | $1,978 | $496 | 33.5% |
| South Carolina | $1,344 | -$138 | -9.3% |
| South Dakota | $1,252 | -$230 | -15.5% |
| Tennessee | $1,300 | -$182 | -12.3% |
| Texas | $1,788 | $306 | 20.6% |
| Utah | $1,100 | -$382 | -25.8% |
| Vermont | $1,016 | -$466 | -31.4% |
| Virginia | $888 | -$594 | -40.1% |
| Washington | $1,146 | -$336 | -22.7% |
| West Virginia | $1,360 | -$122 | -8.2% |
| Wisconsin | $1,028 | -$454 | -30.6% |
| Wyoming | $1,322 | -$160 | -10.8% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,440 |
| 20 | $3,440 |
| 30 | $1,554 |
| 40 | $1,482 |
| 50 | $1,352 |
| 60 | $1,328 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,910 |
| $250 | $1,712 |
| $500 | $1,482 |
| $1,000 | $1,266 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,482 |
| 50/100 | $1,555 |
| 100/300 | $1,646 |
| 250/500 | $1,882 |
| 100 CSL | $1,591 |
| 300 CSL | $1,791 |
| 500 CSL | $1,937 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,784 |
| 20 | $5,468 |
| 30 | $3,296 |
| 40 | $3,214 |
| 50 | $3,068 |
| 60 | $3,040 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $114 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $71 |
| Advance Quote | $75 |
| Online Quote | $106 |
| Total Discounts | $639 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption