Chevrolet Sonic LTZ Sedan Insurance Rates

U.S. average insurance rates for a Chevrolet Sonic LTZ Sedan are $1,438 a year with full coverage. Comprehensive costs an estimated $312 each year, collision insurance costs $604, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,114. Teenage drivers pay the highest rates at up to $5,298 a year.

Annual premium for full coverage: $1,438

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Sonic Trim Level

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These price ranges demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Sonic LTZ Sedan are also quite variable based on your driving record, the actual cash value of your Sonic, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Sonic LTZ Sedan insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $620 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates may be quite different from one company to the next.

View Chart as Image

The chart above shows Chevrolet Sonic LTZ Sedan insurance rates for various risk profiles and scenarios. The best rate after discounts is $819. Drivers who use higher $1,000 deductibles will pay around $1,230. The average rate for a driver around age 40 using $500 deductibles is $1,438. Using lower $100 deductibles for comp and collision coverage could cost up to $1,842. Drivers with multiple violations and accidents could be charged at least $3,114. The policy rate for full coverage insurance for a teenage driver can be as high as $5,298.

View Chart as Image