Chevrolet Suburban LS 4WD Insurance Rates

Average insurance rates for a Chevrolet Suburban LS 4WD are $1,356 a year with full coverage. Comprehensive costs around $326 a year, collision insurance costs $508, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $2,904. Teen drivers receive the highest rates at up to $4,948 a year.

Annual premium for full coverage: $1,356

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These differences demonstrate why it is important for drivers to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Suburban LS 4WD can also vary considerably based on your driver profile, the actual cash value of your Suburban, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Suburban LS 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $560 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Chevrolet Suburban LS 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $791. Drivers who choose higher $1,000 deductibles will pay around $1,166. The average rate for a driver age 40 with no violations using $500 deductibles is $1,356. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,722. High risk drivers could be charged as much as $2,904. The cost for full coverage insurance for a 16-year-old driver is $4,948.

View Chart as Image