Chrysler 300 Limited AWD 4-Dr Insurance Rates

Average insurance rates for a Chrysler 300 Limited AWD 4-Dr are $1,602 a year including full coverage. Comprehensive insurance costs an estimated $382, collision costs $698, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,460 or more. Teenage drivers receive the highest rates at $5,774 a year or more.

Annual premium for full coverage: $1,602

Rate estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

These differences highlight why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Chrysler 300 Limited AWD 4-Dr can also vary considerably based on your driver profile, the replacement cost of your 300, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may pay as low as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,700 a year. View Rates by Age

Where you live makes a big difference in Chrysler 300 Limited AWD 4-Dr insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $730 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,900 to $2,500 extra per year, depending on your age. Chrysler 300 Limited AWD 4-Dr insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

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The chart above shows average Chrysler 300 Limited AWD 4-Dr insurance rates for different risk profiles and scenarios. The cheapest discount rate is $907. Drivers who use higher $1,000 deductibles will pay around $1,356. The average rate for a driver around age 40 using $500 deductibles is $1,602. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,080. Drivers with multiple violations and accidents could be charged as much as $3,460. The rate for full coverage for a teenage driver is $5,774.

View Chart as Image