Chrysler 300 S V6 4-Dr Sedan Insurance Rates

The average insurance rates for a Chrysler 300 S V6 4-Dr Sedan are $1,510 a year with full coverage. Comprehensive costs on average $354, collision insurance costs $634, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,260. Teen drivers cost the most to insure at up to $5,482 a year.

Annual premium for full coverage: $1,510

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

These price differences demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Chrysler 300 S V6 4-Dr Sedan also range considerably based on your risk profile, the actual cash value of your 300, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,400 a year. View Rates by Age

Your home state has a huge impact on Chrysler 300 S V6 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra every year, depending on your age. Chrysler 300 S V6 4-Dr Sedan insurance for high-risk drivers can be around 44% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows Chrysler 300 S V6 4-Dr Sedan insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $862. Drivers who choose higher $1,000 deductibles will pay around $1,288. The average rate for a 40-year-old male driver using $500 deductibles is $1,510. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,948. High risk drivers could be charged around $3,260. The rate for full coverage insurance for a teen driver can be as high as $5,482.

View Chart as Image