Chrysler Town and Country LX Insurance Rates

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Average insurance rates for a Chrysler Town and Country LX are $1,204 a year including full coverage. Comprehensive costs around $312, collision insurance costs $446, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,556. Teen drivers receive the highest rates at up to $4,308 a year.

Annual premium for full coverage: $1,204

Rate estimates for type of coverage:

Comprehensive $312
Collision $446
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler Town and Country Trim Level

For the normal driver, prices range from the low end price of $370 for a discount liability-only rate to the much higher price of $2,556 for a driver who requires high-risk insurance.

Liability Only $370
Full Coverage $1,204
High Risk $2,556

Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

These differences highlight why everyone should compare rates for a specific zip code, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Chrysler Town and Country LX can also vary considerably based on the replacement cost of your Town and Country, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $1,900 extra per year, depending on your age. Chrysler Town and Country LX insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,300 a year. View Rates by Age

Where you live makes a big difference in Chrysler Town and Country LX insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $500 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Chrysler Town and Country LX insurance cost comparison chart
Column chart showing Chrysler Town and Country LX insurance prices range from $706 to $4,308 for full coverage

The chart above shows average Chrysler Town and Country LX insurance prices for various risks and coverage choices. The best price after discounts is $706. Drivers who choose higher $1,000 deductibles will pay $1,032. The average price for a driver age 40 with no violations using $500 deductibles is $1,204. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,532. High risk drivers could be charged as much as $2,556. The rate for full coverage insurance for a 16-year-old driver is $4,308.

Chrysler Town and Country LX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,086 -$118 -9.8%
Alaska $922 -$282 -23.4%
Arizona $998 -$206 -17.1%
Arkansas $1,204 -$0 0.0%
California $1,370 $166 13.8%
Colorado $1,146 -$58 -4.8%
Connecticut $1,236 $32 2.7%
Delaware $1,360 $156 13.0%
Florida $1,500 $296 24.6%
Georgia $1,112 -$92 -7.6%
Hawaii $864 -$340 -28.2%
Idaho $816 -$388 -32.2%
Illinois $896 -$308 -25.6%
Indiana $906 -$298 -24.8%
Iowa $810 -$394 -32.7%
Kansas $1,140 -$64 -5.3%
Kentucky $1,640 $436 36.2%
Louisiana $1,778 $574 47.7%
Maine $740 -$464 -38.5%
Maryland $992 -$212 -17.6%
Massachusetts $958 -$246 -20.4%
Michigan $2,086 $882 73.3%
Minnesota $1,006 -$198 -16.4%
Mississippi $1,440 $236 19.6%
Missouri $1,068 -$136 -11.3%
Montana $1,290 $86 7.1%
Nebraska $946 -$258 -21.4%
Nevada $1,440 $236 19.6%
New Hampshire $866 -$338 -28.1%
New Jersey $1,346 $142 11.8%
New Mexico $1,062 -$142 -11.8%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $984 -$220 -18.3%
Ohio $830 -$374 -31.1%
Oklahoma $1,232 $28 2.3%
Oregon $1,102 -$102 -8.5%
Pennsylvania $1,144 -$60 -5.0%
Rhode Island $1,602 $398 33.1%
South Carolina $1,092 -$112 -9.3%
South Dakota $1,014 -$190 -15.8%
Tennessee $1,052 -$152 -12.6%
Texas $1,448 $244 20.3%
Utah $890 -$314 -26.1%
Vermont $822 -$382 -31.7%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,102 -$102 -8.5%
Wisconsin $830 -$374 -31.1%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chrysler Town and Country LX insurance rates by U.S. city

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Rates by Driver Age

Chrysler Town and Country LX Insurance Rates by Driver Age
Driver Age Premium
16 $4,308
20 $2,710
30 $1,260
40 $1,204
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Town and Country LX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,532
$250 $1,382
$500 $1,204
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Town and Country LX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,266
100/300 $1,344
250/500 $1,545
100 CSL $1,297
300 CSL $1,468
500 CSL $1,592

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Town and Country LX Insurance Rates for High Risk Drivers
Age Premium
16 $6,146
20 $4,292
30 $2,620
40 $2,556
50 $2,434
60 $2,408

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $59
Homeowner $17
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $57
Online Quote $85
Total Discounts $498
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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