Chrysler Town and Country LX Insurance Rates
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Average insurance rates for a Chrysler Town and Country LX are $1,204 a year including full coverage. Comprehensive costs around $312, collision insurance costs $446, and liability costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,556. Teen drivers receive the highest rates at up to $4,308 a year.
Annual premium for full coverage: $1,204
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chrysler Town and Country Trim Level
For the normal driver, prices range from the low end price of $370 for a discount liability-only rate to the much higher price of $2,556 for a driver who requires high-risk insurance.
Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.
These differences highlight why everyone should compare rates for a specific zip code, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Chrysler Town and Country LX Insurance
Car insurance rates for a Chrysler Town and Country LX can also vary considerably based on the replacement cost of your Town and Country, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $1,900 extra per year, depending on your age. Chrysler Town and Country LX insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,300 a year. View Rates by Age
Where you live makes a big difference in Chrysler Town and Country LX insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $500 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so rate quotes can be significantly different.
The chart above shows average Chrysler Town and Country LX insurance prices for various risks and coverage choices. The best price after discounts is $706. Drivers who choose higher $1,000 deductibles will pay $1,032. The average price for a driver age 40 with no violations using $500 deductibles is $1,204. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,532. High risk drivers could be charged as much as $2,556. The rate for full coverage insurance for a 16-year-old driver is $4,308.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,086 | -$118 | -9.8% |
Alaska | $922 | -$282 | -23.4% |
Arizona | $998 | -$206 | -17.1% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,370 | $166 | 13.8% |
Colorado | $1,146 | -$58 | -4.8% |
Connecticut | $1,236 | $32 | 2.7% |
Delaware | $1,360 | $156 | 13.0% |
Florida | $1,500 | $296 | 24.6% |
Georgia | $1,112 | -$92 | -7.6% |
Hawaii | $864 | -$340 | -28.2% |
Idaho | $816 | -$388 | -32.2% |
Illinois | $896 | -$308 | -25.6% |
Indiana | $906 | -$298 | -24.8% |
Iowa | $810 | -$394 | -32.7% |
Kansas | $1,140 | -$64 | -5.3% |
Kentucky | $1,640 | $436 | 36.2% |
Louisiana | $1,778 | $574 | 47.7% |
Maine | $740 | -$464 | -38.5% |
Maryland | $992 | -$212 | -17.6% |
Massachusetts | $958 | -$246 | -20.4% |
Michigan | $2,086 | $882 | 73.3% |
Minnesota | $1,006 | -$198 | -16.4% |
Mississippi | $1,440 | $236 | 19.6% |
Missouri | $1,068 | -$136 | -11.3% |
Montana | $1,290 | $86 | 7.1% |
Nebraska | $946 | -$258 | -21.4% |
Nevada | $1,440 | $236 | 19.6% |
New Hampshire | $866 | -$338 | -28.1% |
New Jersey | $1,346 | $142 | 11.8% |
New Mexico | $1,062 | -$142 | -11.8% |
New York | $1,266 | $62 | 5.1% |
North Carolina | $692 | -$512 | -42.5% |
North Dakota | $984 | -$220 | -18.3% |
Ohio | $830 | -$374 | -31.1% |
Oklahoma | $1,232 | $28 | 2.3% |
Oregon | $1,102 | -$102 | -8.5% |
Pennsylvania | $1,144 | -$60 | -5.0% |
Rhode Island | $1,602 | $398 | 33.1% |
South Carolina | $1,092 | -$112 | -9.3% |
South Dakota | $1,014 | -$190 | -15.8% |
Tennessee | $1,052 | -$152 | -12.6% |
Texas | $1,448 | $244 | 20.3% |
Utah | $890 | -$314 | -26.1% |
Vermont | $822 | -$382 | -31.7% |
Virginia | $720 | -$484 | -40.2% |
Washington | $928 | -$276 | -22.9% |
West Virginia | $1,102 | -$102 | -8.5% |
Wisconsin | $830 | -$374 | -31.1% |
Wyoming | $1,070 | -$134 | -11.1% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,308 |
20 | $2,710 |
30 | $1,260 |
40 | $1,204 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,532 |
$250 | $1,382 |
$500 | $1,204 |
$1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,266 |
100/300 | $1,344 |
250/500 | $1,545 |
100 CSL | $1,297 |
300 CSL | $1,468 |
500 CSL | $1,592 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,146 |
20 | $4,292 |
30 | $2,620 |
40 | $2,556 |
50 | $2,434 |
60 | $2,408 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $59 |
Homeowner | $17 |
5-yr Accident Free | $86 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $54 |
Advance Quote | $57 |
Online Quote | $85 |
Total Discounts | $498 |
Discounts are estimated and may not be available from every company or in every state.
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