Dodge Challenger R/T Insurance Rates

Average auto insurance rates for a Dodge Challenger R/T are $1,698 annually for full coverage insurance. Comprehensive costs an estimated $410 each year, collision costs $698, and liability coverage costs $410. Buying just liability costs as little as $486 a year, with insurance for high-risk drivers costing around $3,652. Teen drivers receive the highest rates at $6,136 a year or more.

Annual premium for full coverage: $1,698

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Challenger Trim Level

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates the difference location can make on insurance prices.

These differences illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Challenger R/T can also vary considerably based on the model year of your Challenger, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,600 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay at least $6,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,000 to $2,700 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $740 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Dodge Challenger R/T insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

The chart estimates Dodge Challenger R/T insurance prices for different situations. The cheapest price with discounts is $975. Drivers who choose higher $1,000 deductibles will pay about $1,446. The average price for a driver around age 40 using $500 deductibles is $1,698. Using lower $100 deductibles for physical damage coverage can cost as much as $2,186. High risk drivers could be charged as much as $3,652. The policy rate for full coverage insurance for a teenage driver is $6,136.

View Chart as Image