Dodge Challenger SE Insurance Rates

The average insurance rates for a Dodge Challenger SE are $1,562 a year with full coverage. Comprehensive insurance costs on average $368 a year, collision insurance costs $604, and liability costs $410. A liability-only policy costs as little as $486 a year, and high-risk insurance costs $3,352 or more. Teen drivers cost the most to insure at up to $5,702 a year.

Annual premium for full coverage: $1,562

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Challenger Trim Level

These price differences demonstrate why it is important for drivers to compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Challenger SE also range considerably based on the model year of your Challenger, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 129% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,700 a year. View Rates by Age

Your home state makes a big difference in Dodge Challenger SE insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $650 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be varied.

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The chart above shows Dodge Challenger SE insurance prices for various risks and coverage choices. The best price after discounts is $905. Drivers who choose higher $1,000 deductibles will pay $1,340. The average price for a 40-year-old male driver using $500 deductibles is $1,562. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,986. High risk drivers could be charged around $3,352. The cost for full coverage for a teen driver is $5,702.

View Chart as Image