Dodge Journey SE 2WD Insurance Rates

The average auto insurance rates for a Dodge Journey SE 2WD are $1,252 annually for full coverage. Comprehensive costs around $284, collision costs $446, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $2,680. Teen drivers cost the most to insure at $4,638 a year or more.

Annual premium for full coverage: $1,252

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Journey Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance rates.

These price differences show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Dodge Journey SE 2WD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,500 to $2,000 additional every year, depending on your age. High-risk driver insurance can be from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $490 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Dodge Journey SE 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

Chart shows Dodge Journey SE 2WD insurance prices for different situations. The cheapest discount price is $735. Drivers who choose higher $1,000 deductibles will pay about $1,086. The average price for a driver age 40 with no violations using $500 deductibles is $1,252. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,570. High risk drivers could be charged around $2,680. The price for full coverage insurance for a 16-year-old driver can be as high as $4,638.

View Chart as Image