Dodge Nitro Detonator 2WD Insurance Rates
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Average insurance rates for a Dodge Nitro Detonator 2WD are $1,364 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision costs $476, and liability coverage costs $410. Only liability insurance costs as little as $486 a year, with high-risk insurance costing $2,926 or more. Teen drivers receive the highest rates at $5,102 a year or more.
Annual premium for full coverage: $1,364
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Nitro Trim Level
Using a 40-year-old driver as an example, prices go from as low as $486 for just liability insurance to a much higher rate of $2,926 for a policy for a high-risk driver.
These differences illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Nitro Detonator 2WD Insurance
Insurance rates for a Dodge Nitro Detonator 2WD can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age
Where you live makes a big difference in Dodge Nitro Detonator 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $520 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.
The chart estimates Dodge Nitro Detonator 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $804. Drivers who choose higher $1,000 deductibles will pay around $1,190. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,706. High risk drivers could be charged as much as $2,926. The price for full coverage for a teenager is $5,102.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,234 | -$130 | -9.5% |
Alaska | $1,048 | -$316 | -23.2% |
Arizona | $1,134 | -$230 | -16.9% |
Arkansas | $1,364 | -$0 | 0.0% |
California | $1,556 | $192 | 14.1% |
Colorado | $1,304 | -$60 | -4.4% |
Connecticut | $1,402 | $38 | 2.8% |
Delaware | $1,546 | $182 | 13.3% |
Florida | $1,710 | $346 | 25.4% |
Georgia | $1,262 | -$102 | -7.5% |
Hawaii | $978 | -$386 | -28.3% |
Idaho | $924 | -$440 | -32.3% |
Illinois | $1,016 | -$348 | -25.5% |
Indiana | $1,032 | -$332 | -24.3% |
Iowa | $922 | -$442 | -32.4% |
Kansas | $1,296 | -$68 | -5.0% |
Kentucky | $1,862 | $498 | 36.5% |
Louisiana | $2,022 | $658 | 48.2% |
Maine | $844 | -$520 | -38.1% |
Maryland | $1,126 | -$238 | -17.4% |
Massachusetts | $1,088 | -$276 | -20.2% |
Michigan | $2,370 | $1,006 | 73.8% |
Minnesota | $1,144 | -$220 | -16.1% |
Mississippi | $1,636 | $272 | 19.9% |
Missouri | $1,212 | -$152 | -11.1% |
Montana | $1,468 | $104 | 7.6% |
Nebraska | $1,078 | -$286 | -21.0% |
Nevada | $1,638 | $274 | 20.1% |
New Hampshire | $986 | -$378 | -27.7% |
New Jersey | $1,528 | $164 | 12.0% |
New Mexico | $1,208 | -$156 | -11.4% |
New York | $1,438 | $74 | 5.4% |
North Carolina | $786 | -$578 | -42.4% |
North Dakota | $1,118 | -$246 | -18.0% |
Ohio | $942 | -$422 | -30.9% |
Oklahoma | $1,402 | $38 | 2.8% |
Oregon | $1,250 | -$114 | -8.4% |
Pennsylvania | $1,300 | -$64 | -4.7% |
Rhode Island | $1,822 | $458 | 33.6% |
South Carolina | $1,238 | -$126 | -9.2% |
South Dakota | $1,152 | -$212 | -15.5% |
Tennessee | $1,196 | -$168 | -12.3% |
Texas | $1,644 | $280 | 20.5% |
Utah | $1,010 | -$354 | -26.0% |
Vermont | $934 | -$430 | -31.5% |
Virginia | $818 | -$546 | -40.0% |
Washington | $1,054 | -$310 | -22.7% |
West Virginia | $1,252 | -$112 | -8.2% |
Wisconsin | $944 | -$420 | -30.8% |
Wyoming | $1,216 | -$148 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,102 |
20 | $3,124 |
30 | $1,418 |
40 | $1,364 |
50 | $1,246 |
60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,706 |
$250 | $1,550 |
$500 | $1,364 |
$1,000 | $1,190 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,364 |
50/100 | $1,446 |
100/300 | $1,549 |
250/500 | $1,815 |
100 CSL | $1,487 |
300 CSL | $1,713 |
500 CSL | $1,877 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,252 |
20 | $4,950 |
30 | $2,986 |
40 | $2,926 |
50 | $2,790 |
60 | $2,762 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $69 |
Homeowner | $20 |
5-yr Accident Free | $95 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $59 |
Advance Quote | $65 |
Online Quote | $95 |
Total Discounts | $560 |
Discounts are estimated and may not be available from every company or in every state.
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