Dodge Nitro Detonator 4WD Insurance Rates

The average auto insurance rates for a Dodge Nitro Detonator 4WD are $1,410 annually including full coverage. Comprehensive costs an estimated $312 a year, collision insurance costs $508, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs around $3,026. Teenage drivers cost the most to insure at up to $5,248 a year.

Annual premium for full coverage: $1,410

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These price differences highlight why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Nitro Detonator 4WD also range considerably based on the model year, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $550 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Nitro Detonator 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

The chart above shows average Dodge Nitro Detonator 4WD insurance prices for various situations. The best price after discounts is $828. Drivers who use higher $1,000 deductibles will pay about $1,224. The average price for a driver around age 40 using $500 deductibles is $1,410. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,770. Drivers with multiple violations and accidents could be charged around $3,026. The cost for full coverage insurance for a teenage driver is $5,248.

View Chart as Image