Dodge Nitro Heat 4WD Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
U.S. average insurance rates for a Dodge Nitro Heat 4WD are $1,320 a year including full coverage. Comprehensive insurance costs around $284, collision insurance costs $446, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs $2,826 or more. Teen drivers pay the highest rates at up to $4,958 a year.
Annual premium for full coverage: $1,320
Price estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Nitro Trim Level
For an average driver, Dodge Nitro Heat 4WD insurance prices range from the low end price of $486 for just liability insurance to the much higher price of $2,826 for a driver required to buy high-risk insurance.
These price ranges highlight why everyone should compare rates for a specific zip code, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Nitro Heat 4WD Insurance
Car insurance rates for a Dodge Nitro Heat 4WD are also quite variable based on the replacement cost of your Nitro, your driving record and age, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are likely paying at least $1,500 to $2,100 extra each year, depending on your age. Dodge Nitro Heat 4WD insurance for high-risk drivers can cost from 42% to 127% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,900 a year. View Rates by Age
The state you live in makes a big difference in Dodge Nitro Heat 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $490 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out your exact price is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different.
The chart above shows average Dodge Nitro Heat 4WD insurance prices for various risks and coverage choices. The cheapest discount price is $781. Drivers who choose higher $1,000 deductibles will pay $1,154. The average price for a driver age 40 with no violations using $500 deductibles is $1,320. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,638. High risk drivers could be charged at least $2,826. The rate for full coverage for a 16-year-old driver is $4,958.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,194 | -$126 | -9.5% |
| Alaska | $1,012 | -$308 | -23.3% |
| Arizona | $1,096 | -$224 | -17.0% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,504 | $184 | 13.9% |
| Colorado | $1,258 | -$62 | -4.7% |
| Connecticut | $1,356 | $36 | 2.7% |
| Delaware | $1,494 | $174 | 13.2% |
| Florida | $1,652 | $332 | 25.2% |
| Georgia | $1,222 | -$98 | -7.4% |
| Hawaii | $946 | -$374 | -28.3% |
| Idaho | $894 | -$426 | -32.3% |
| Illinois | $982 | -$338 | -25.6% |
| Indiana | $996 | -$324 | -24.5% |
| Iowa | $890 | -$430 | -32.6% |
| Kansas | $1,252 | -$68 | -5.2% |
| Kentucky | $1,800 | $480 | 36.4% |
| Louisiana | $1,954 | $634 | 48.0% |
| Maine | $816 | -$504 | -38.2% |
| Maryland | $1,090 | -$230 | -17.4% |
| Massachusetts | $1,054 | -$266 | -20.2% |
| Michigan | $2,290 | $970 | 73.5% |
| Minnesota | $1,104 | -$216 | -16.4% |
| Mississippi | $1,584 | $264 | 20.0% |
| Missouri | $1,170 | -$150 | -11.4% |
| Montana | $1,418 | $98 | 7.4% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,584 | $264 | 20.0% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,478 | $158 | 12.0% |
| New Mexico | $1,168 | -$152 | -11.5% |
| New York | $1,390 | $70 | 5.3% |
| North Carolina | $760 | -$560 | -42.4% |
| North Dakota | $1,082 | -$238 | -18.0% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,354 | $34 | 2.6% |
| Oregon | $1,210 | -$110 | -8.3% |
| Pennsylvania | $1,258 | -$62 | -4.7% |
| Rhode Island | $1,762 | $442 | 33.5% |
| South Carolina | $1,198 | -$122 | -9.2% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,590 | $270 | 20.5% |
| Utah | $976 | -$344 | -26.1% |
| Vermont | $902 | -$418 | -31.7% |
| Virginia | $788 | -$532 | -40.3% |
| Washington | $1,020 | -$300 | -22.7% |
| West Virginia | $1,210 | -$110 | -8.3% |
| Wisconsin | $914 | -$406 | -30.8% |
| Wyoming | $1,176 | -$144 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,958 |
| 20 | $3,016 |
| 30 | $1,370 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,182 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,638 |
| $250 | $1,492 |
| $500 | $1,320 |
| $1,000 | $1,154 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,402 |
| 100/300 | $1,505 |
| 250/500 | $1,771 |
| 100 CSL | $1,443 |
| 300 CSL | $1,669 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,036 |
| 20 | $4,780 |
| 30 | $2,880 |
| 40 | $2,826 |
| 50 | $2,694 |
| 60 | $2,670 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption