Dodge Nitro SE 4WD Insurance Rates

U.S. average insurance rates for a Dodge Nitro SE 4WD are $1,320 a year for full coverage insurance. Comprehensive insurance costs approximately $284, collision insurance costs $446, and liability costs $410. Just liability insurance costs as little as $486 a year, and coverage for high-risk drivers costs $2,826 or more. Teen drivers pay the highest rates at up to $4,958 a year.

Annual premium for full coverage: $1,320

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

These price ranges illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Dodge Nitro SE 4WD are also quite variable based on your driving record, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Dodge Nitro SE 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $490 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost from 42% to 127% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to figure out which company is cheapest is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates may be quite different from one company to the next.

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The chart estimates Dodge Nitro SE 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $781. Drivers who choose higher $1,000 deductibles will pay around $1,154. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,320. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,638. High risk drivers could be charged at least $2,826. The price for full coverage for a teenager is $4,958.

View Chart as Image