Dodge Nitro Shock 2WD Insurance Rates

Estimated insurance rates for a Dodge Nitro Shock 2WD are $1,410 a year with full coverage. Comprehensive insurance costs an estimated $312, collision insurance costs $508, and liability insurance costs $410. A policy with only liability insurance costs as little as $486 a year, and a high-risk policy costs $3,026 or more. Teenage drivers pay the most at up to $5,248 a year.

Annual premium for full coverage: $1,410

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

These rate differences demonstrate why everyone should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Nitro Shock 2WD also have a wide range based on your driving characteristics, the actual cash value of your Nitro, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Nitro Shock 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $550 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,300 extra annually, depending on your age. Dodge Nitro Shock 2WD insurance for high-risk drivers can cost anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

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The chart above shows Dodge Nitro Shock 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $828. Drivers who use higher $1,000 deductibles will pay around $1,224. The average rate for a driver around age 40 using $500 deductibles is $1,410. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,770. Drivers with multiple violations and accidents could be charged up to $3,026. The rate for full coverage for a teenage driver is $5,248.

View Chart as Image