Dodge Nitro Shock 4WD Insurance Rates

U.S. average auto insurance rates for a Dodge Nitro Shock 4WD are $1,456 annually with full coverage. Comprehensive insurance costs an estimated $326, collision insurance costs $540, and liability insurance costs around $410. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs $3,128 or more. Teenage drivers pay the highest rates at up to $5,390 a year.

Annual premium for full coverage: $1,456

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

These price ranges demonstrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Nitro Shock 4WD are also quite variable based on the actual cash value of your Nitro, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,700 to $2,300 extra each year, depending on your age. Dodge Nitro Shock 4WD insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $580 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Dodge Nitro Shock 4WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

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The chart above shows Dodge Nitro Shock 4WD insurance prices for various situations. The lowest price with discounts is $850. Drivers who use higher $1,000 deductibles will pay about $1,260. The average price for a driver around age 40 using $500 deductibles is $1,456. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,838. Drivers with multiple violations and accidents could be charged at least $3,128. The rate for full coverage for a teenage driver can be as high as $5,390.

View Chart as Image