Dodge Nitro SXT 2WD Insurance Rates

Average insurance rates for a Dodge Nitro SXT 2WD are $1,320 a year for full coverage. Comprehensive costs approximately $284 each year, collision costs $446, and liability coverage costs around $410. Just liability insurance costs as low as $486 a year, with coverage for high-risk drivers costing around $2,826. Teenage drivers receive the highest rates at $4,958 a year or more.

Annual premium for full coverage: $1,320

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These differences show why all drivers should compare prices using their specific location, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Dodge Nitro SXT 2WD can also vary considerably based on the actual cash value of your Nitro, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can be around 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live has a huge impact on Dodge Nitro SXT 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $490 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and rates can be significantly different.

View Chart as Image

Chart shows Dodge Nitro SXT 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $781. Drivers who use higher $1,000 deductibles will pay $1,154. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,320. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,638. Drivers with multiple violations and accidents could be charged as much as $2,826. The policy rate for full coverage insurance for a teenager can be as high as $4,958.

View Chart as Image