Dodge Ram 2500 Crew Cab SLT 4WD Insurance Rates

Average insurance prices for a Dodge Ram 2500 Crew Cab SLT 4WD are $1,576 every 12 months for full coverage. Comprehensive insurance costs around $382, collision costs $604, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing $3,374 or more. Teenage drivers receive the highest rates at $5,724 a year or more.

Annual premium for full coverage: $1,576

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram 2500 Trim Level

These differences show why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Ram 2500 Crew Cab SLT 4WD can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Ram 2500.

Using high physical damage deductibles could cut rates by as much as $660 annually, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,800 to $2,500 extra per year, depending on your age. Dodge Ram 2500 Crew Cab SLT 4WD insurance for high-risk drivers can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Dodge Ram 2500 Crew Cab SLT 4WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

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Chart shows Dodge Ram 2500 Crew Cab SLT 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $916. Drivers who use higher $1,000 deductibles will pay $1,350. The average rate for a driver age 40 with no violations using $500 deductibles is $1,576. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,006. Drivers with multiple violations and accidents could be charged as much as $3,374. The rate for full coverage for a 16-year-old driver can be as high as $5,724.

View Chart as Image