Dodge Ram Crew Cab SLT 4WD Insurance Rates

Estimated insurance prices for a Dodge Ram Crew Cab SLT 4WD are $1,562 every 12 months for full coverage. Comprehensive costs approximately $368, collision costs $604, and liability insurance costs $410. A liability-only policy costs as little as $486 a year, with high-risk insurance costing around $3,352. Teen drivers pay the most at $5,702 a year or more.

Annual premium for full coverage: $1,562

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why everyone should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Ram Crew Cab SLT 4WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the replacement cost of your Ram.

Choosing high deductibles could save up to $650 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,800 to $2,500 in extra premium annually, depending on your age. Dodge Ram Crew Cab SLT 4WD insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Dodge Ram Crew Cab SLT 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Chart shows Dodge Ram Crew Cab SLT 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $905. Drivers who choose higher $1,000 deductibles will pay $1,340. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,562. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,986. High risk drivers could be charged up to $3,352. The rate for full coverage insurance for a teenager is $5,702.

View Chart as Image