Dodge Ram Quad Cab TRX4 Off Road 4WD Insurance Rates

Average insurance rates for a Dodge Ram Quad Cab TRX4 Off Road 4WD are $1,562 a year with full coverage. Comprehensive insurance costs an estimated $368 a year, collision costs $604, and liability costs $410. Just liability insurance costs as little as $486 a year, with coverage for high-risk drivers costing $3,352 or more. Teen drivers receive the highest rates at $5,702 a year or more.

Annual premium for full coverage: $1,562

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

These differences demonstrate why it is important for drivers to compare rates for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Dodge Ram Quad Cab TRX4 Off Road 4WD can also vary considerably based on your driver profile, the actual cash value of your Ram, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,700 a year. View Rates by Age

Where you live makes a big difference in Dodge Ram Quad Cab TRX4 Off Road 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $650 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

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The chart above shows Dodge Ram Quad Cab TRX4 Off Road 4WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $905. Drivers who choose higher $1,000 deductibles will pay around $1,340. The average rate for a driver around age 40 using $500 deductibles is $1,562. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,986. High risk drivers could be charged as much as $3,352. The cost for full coverage for a teenage driver is $5,702.

View Chart as Image