Ford Edge SE AWD Insurance Rates

U.S. average auto insurance rates for a Ford Edge SE AWD are $1,256 annually with full coverage. Comprehensive costs approximately $258 each year, collision insurance costs $476, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $2,712. Teenage drivers pay the highest rates at up to $4,718 a year.

Annual premium for full coverage: $1,256

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These price ranges demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Edge SE AWD are also quite variable based on the actual cash value of your Edge, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $490 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford Edge SE AWD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

The chart above shows Ford Edge SE AWD insurance prices for various situations. The cheapest discount price is $730. Drivers who use higher $1,000 deductibles will pay about $1,090. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,256. Using lower $100 deductibles for comp and collision coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged at least $2,712. The policy rate for full coverage insurance for a teenager can be as high as $4,718.

View Chart as Image