Ford Edge SEL 2WD Insurance Rates

Estimated insurance rates for a Ford Edge SEL 2WD are $1,256 a year for full coverage insurance. Comprehensive costs approximately $258, collision insurance costs $476, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs around $2,712. Teenage drivers pay the most at up to $4,718 a year.

Annual premium for full coverage: $1,256

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These rate differences illustrate why everyone should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford Edge SEL 2WD also have a wide range based on your driving characteristics, the model year, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Edge SEL 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $490 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. Ford Edge SEL 2WD insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

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The chart estimates Ford Edge SEL 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $730. Drivers who use higher $1,000 deductibles will pay around $1,090. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged up to $2,712. The rate for full coverage insurance for a teenager can be as high as $4,718.

View Chart as Image