Ford Edge Sport AWD Insurance Rates

The average insurance rates for a Ford Edge Sport AWD are $1,392 a year including full coverage. Comprehensive costs around $298 a year, collision costs $572, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $3,014. Teen drivers cost the most to insure at $5,152 a year or more.

Annual premium for full coverage: $1,392

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

These price differences highlight why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Ford Edge Sport AWD also range considerably based on your risk profile, the replacement cost of your Edge, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Edge Sport AWD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 45% to 136% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart above shows average Ford Edge Sport AWD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $796. Drivers who choose higher $1,000 deductibles will pay around $1,196. The average rate for a driver age 40 with no violations using $500 deductibles is $1,392. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,778. High risk drivers could be charged around $3,014. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,152.

View Chart as Image