Ford Escape Hybrid Limited 4WD Insurance Rates

Estimated insurance rates for a Ford Escape Hybrid Limited 4WD are $1,528 a year for full coverage. Comprehensive costs approximately $340, collision costs $666, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing around $3,314. Teen drivers pay the most at $5,586 a year or more.

Annual premium for full coverage: $1,528

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Escape Hybrid Trim Level

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Escape Hybrid Limited 4WD also have a wide range based on the model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,800 to $2,500 in extra premium annually, depending on your age. High-risk driver insurance can cost from 45% to 132% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Escape Hybrid Limited 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $680 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates will be substantially different.

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Chart shows Ford Escape Hybrid Limited 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $866. Drivers who choose higher $1,000 deductibles will pay $1,300. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,528. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,974. High risk drivers could be charged up to $3,314. The price for full coverage insurance for a teenager is $5,586.

View Chart as Image