Ford Explorer Eddie Bauer 4WD Insurance Rates
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Estimated auto insurance rates for a Ford Explorer Eddie Bauer 4WD are $1,356 annually including full coverage. Comprehensive insurance costs around $326, collision costs $508, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $2,904 or more. Teen drivers pay the most at $4,948 a year or more.
Annual premium for full coverage: $1,356
Premium estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Explorer Trim Level
For the average 40-year-old driver, insurance rates for a Ford Explorer Eddie Bauer 4WD go from as cheap as $430 for just liability coverage to the much higher price of $2,904 for coverage for higher-risk drivers.
These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Explorer Eddie Bauer 4WD Insurance
Insurance prices for a Ford Explorer Eddie Bauer 4WD also have a wide range based on the replacement cost of your Explorer, your driving characteristics, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. Ford Explorer Eddie Bauer 4WD insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $560 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Ford Explorer Eddie Bauer 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
With such a large range of prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and rates will be substantially different between companies.
The chart above shows average Ford Explorer Eddie Bauer 4WD insurance prices for different situations. The best price after discounts is $791. Drivers who choose higher $1,000 deductibles will pay about $1,166. The average price for a driver age 40 with no violations using $500 deductibles is $1,356. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,722. High risk drivers could be charged up to $2,904. The rate for full coverage for a 16-year-old driver is $4,948.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,228 | -$128 | -9.4% |
Alaska | $1,040 | -$316 | -23.3% |
Arizona | $1,126 | -$230 | -17.0% |
Arkansas | $1,356 | -$0 | 0.0% |
California | $1,546 | $190 | 14.0% |
Colorado | $1,298 | -$58 | -4.3% |
Connecticut | $1,396 | $40 | 2.9% |
Delaware | $1,536 | $180 | 13.3% |
Florida | $1,698 | $342 | 25.2% |
Georgia | $1,254 | -$102 | -7.5% |
Hawaii | $974 | -$382 | -28.2% |
Idaho | $918 | -$438 | -32.3% |
Illinois | $1,010 | -$346 | -25.5% |
Indiana | $1,022 | -$334 | -24.6% |
Iowa | $916 | -$440 | -32.4% |
Kansas | $1,290 | -$66 | -4.9% |
Kentucky | $1,852 | $496 | 36.6% |
Louisiana | $2,008 | $652 | 48.1% |
Maine | $838 | -$518 | -38.2% |
Maryland | $1,120 | -$236 | -17.4% |
Massachusetts | $1,084 | -$272 | -20.1% |
Michigan | $2,358 | $1,002 | 73.9% |
Minnesota | $1,136 | -$220 | -16.2% |
Mississippi | $1,626 | $270 | 19.9% |
Missouri | $1,204 | -$152 | -11.2% |
Montana | $1,456 | $100 | 7.4% |
Nebraska | $1,070 | -$286 | -21.1% |
Nevada | $1,628 | $272 | 20.1% |
New Hampshire | $978 | -$378 | -27.9% |
New Jersey | $1,516 | $160 | 11.8% |
New Mexico | $1,202 | -$154 | -11.4% |
New York | $1,430 | $74 | 5.5% |
North Carolina | $782 | -$574 | -42.3% |
North Dakota | $1,112 | -$244 | -18.0% |
Ohio | $936 | -$420 | -31.0% |
Oklahoma | $1,396 | $40 | 2.9% |
Oregon | $1,244 | -$112 | -8.3% |
Pennsylvania | $1,294 | -$62 | -4.6% |
Rhode Island | $1,810 | $454 | 33.5% |
South Carolina | $1,230 | -$126 | -9.3% |
South Dakota | $1,144 | -$212 | -15.6% |
Tennessee | $1,188 | -$168 | -12.4% |
Texas | $1,636 | $280 | 20.6% |
Utah | $1,006 | -$350 | -25.8% |
Vermont | $930 | -$426 | -31.4% |
Virginia | $812 | -$544 | -40.1% |
Washington | $1,048 | -$308 | -22.7% |
West Virginia | $1,244 | -$112 | -8.3% |
Wisconsin | $940 | -$416 | -30.7% |
Wyoming | $1,208 | -$148 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,948 |
20 | $3,088 |
30 | $1,416 |
40 | $1,356 |
50 | $1,236 |
60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,722 |
$250 | $1,554 |
$500 | $1,356 |
$1,000 | $1,166 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,356 |
50/100 | $1,429 |
100/300 | $1,520 |
250/500 | $1,756 |
100 CSL | $1,465 |
300 CSL | $1,665 |
500 CSL | $1,811 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,052 |
20 | $4,900 |
30 | $2,972 |
40 | $2,904 |
50 | $2,768 |
60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $68 |
Homeowner | $19 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $65 |
Online Quote | $96 |
Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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