Ford Explorer Eddie Bauer AWD Insurance Rates

The average insurance rates for a Ford Explorer Eddie Bauer AWD are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $326 each year, collision costs $508, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $2,904 or more. Teen drivers cost the most to insure at $4,948 a year or more.

Annual premium for full coverage: $1,356

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Explorer Trim Level

These price differences highlight why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Explorer Eddie Bauer AWD also range considerably based on your risk profile, the replacement cost of your Explorer, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,900 a year. View Rates by Age

Your home state has a huge impact on Ford Explorer Eddie Bauer AWD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $560 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Ford Explorer Eddie Bauer AWD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $791. Drivers who choose higher $1,000 deductibles will pay around $1,166. The average rate for a driver around age 40 using $500 deductibles is $1,356. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,722. High risk drivers could be charged around $2,904. The policy rate for full coverage for a teenage driver can be as high as $4,948.

View Chart as Image