Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates

Average insurance rates for a Ford F-150 Lariat Crew Cab Harley 2WD are $1,448 a year for full coverage insurance. Comprehensive insurance costs an estimated $354 each year, collision costs $572, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,106 or more. Teen drivers receive the highest rates at $5,236 a year or more.

Annual premium for full coverage: $1,448

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

These differences illustrate why all drivers should compare rates for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford F-150 Lariat Crew Cab Harley 2WD can also vary considerably based on the actual cash value of your F-150, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Where you live makes a big difference in Ford F-150 Lariat Crew Cab Harley 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $620 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and rates can be significantly different.

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The chart estimates Ford F-150 Lariat Crew Cab Harley 2WD insurance prices for different risks and coverage choices. The best price after discounts is $837. Drivers who choose higher $1,000 deductibles will pay $1,238. The average price for a driver around age 40 using $500 deductibles is $1,448. Using lower $100 deductibles for physical damage coverage can cost as much as $1,854. High risk drivers could be charged as much as $3,106. The policy rate for full coverage for a teenage driver is $5,236.

View Chart as Image